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Map of Carter Lake - The Saddle
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IntermediateBoth

Carter Lake - The Saddle

Colorado, United States
Open Water suggested3–12 m depthBoth entry

Carter Lake - The Saddle at a glance

Carter Lake - The Saddle is a intermediate both dive site in Colorado, United States with depths of 3–12.2 m (10–40 ft). Typically most favorable Jul · from 3 years of archive data. Divers commonly see Walleye, Smallmouth bass, and Rainbow trout. Check the latest conditions and entry details before you go.

Wind model · graded 4h ago
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Tap a factor for its source and model point

Site hazards: Cold water; large seasonal water-level fluctuation; boat traffic outside the wakeless area; altitude (~5,760 ft); rocky entries.

Read the full hazards ↓

Dive windows this week

Best: Fri
Sun6:00–21:00
Mon6:00–21:00
Tue6:00–21:00
Wed6:00–21:00
Thu6:00–21:00
Fri6:00–21:00
Sat—

Favorable windowModerate window— no window

First light 5:22 · Sunrise 5:53 · Sunset 20:21

Source: Open-Meteo wind · graded 4h ago

Forecast only — always assess conditions on site.

Recent diver reports

Dated firsthand observations from divers — not current conditions.

No diver reports for this site yet. — one dated observation helps every diver after you.

What Divers Say

Known for: Walleye, Smallmouth bass, Crayfish
Best time: Summer and early fall for warmest water; weekdays for fewer boats.

Based on community reviews and site data. Conditions vary — always verify before diving.

Best months, historically

What conditions have historically been typical at this site, month by month — not a forecast.

  1. Jan94% 8 kn
  2. Feb89% 8 kn
  3. Mar81% 10 kn
  4. Apr80% 11 kn
  5. May82% 10 kn
  6. Jun90% 9 kn
  7. Jul96% 9 kn
  8. Aug94% 9 kn
  9. Sep94% 9 kn
  10. Oct94% 9 kn
  11. Nov92% 8 kn
  12. Dec86% 8 kn

July hastypically had the largest share of favorable days here. Conditions vary year to year — this is historical context, not a forecast.

Based on 3 years of archive data. Bar height shows the share of days each month whose conditions have historically scored favorably.

Marine life seen at this site

Species noted at this site — not a promise of what you’ll encounter.

Species seen here

  • WalleyeCommonly seen
  • Smallmouth bassCommonly seen
  • Rainbow troutOccasionally seen
  • Yellow perchOccasionally seen
  • CrayfishCommonly seen

Fills & rentals nearby

No dive shops mapped within 25 km. Know one? Add it to the map.

Site details

Carter Lake is a 3-mile-long foothills reservoir near Berthoud operated by Larimer County, and The Saddle on its east side is the approved shore-diving site. Large boulders are strewn along the bottom and visibility can reach 30 feet on good days (averaging 5-10 ft), with nearby Coffin Rock known for walleye sightings. Divers must notify Larimer County Natural Resources 24 hours before each day's diving, and are advised to stay shallower than 40 feet.

boatshore

Cold water; large seasonal water-level fluctuation; boat traffic outside the wakeless area; altitude (~5,760 ft); rocky entries.

Reviews

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